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How you got to the site.
The pages you visit on credithealthcentre.creditview.co.uk, and how long you spend on each page.
Welcome to the Credit Health Centre. Here you can:
Get your credit score and credit report
Use our credit score simulator
Find out your affordability rating
Learn more about credit health
Credit report
Your personalised credit report gives you a detailed breakdown of your credit history held by TransUnion, including your credit score and your financial account history.
You can also dispute anything you think isn’t right with your credit report.
Credit score simulator
While we can’t predict the future, our credit score simulator allows you to see how changes - like adding a new credit card or increasing your credit limit - could impact your credit score.
Affordability rating
The affordability rating compares your monthly income to your monthly credit commitments to give an indication of how affordable your current borrowing might be for you.
The higher the percentage of income you need to meet your credit commitments, the lower your affordability rating will be.
Our affordability rating doesn’t consider your expenditure and outgoings that aren’t related to debt repayment.
It’s indicative only - lenders will run their own affordability assessments to make lending decisions.
Learn more about credit health
We want to help you understand the concept of credit health and what influences it.
You’ll find information on what contributes to both your credit score and affordability rating.
You can also see how your data is used to work out your credit score and affordability rating.
Step 1
Your details
Step 2
Your address
Step 3
Identifying
Step 4
Finish
Step 2: Your Address
Next, we need you to provide the details of your current postcode and address below.
To help TransUnion find you in their records, it is important that your current address is entered in the same way as it appears on your financial accounts.
Step 3: Identifying
For your security Credit Health Centre wants to confirm your phone number by sending you a one-time passcode.
For your security Credit Health Centre wants to make sure that it's really you
We've sent a one-time code to:
Please use the one-time passcode we sent you and enter it below. Please do not leave the current web page as your application may be lost and you will have to try to sign up again.
Need another code?
It can take a little while for the code to arrive, please check you have a signal. If you've been waiting more than 5 minutes we can resend it to the number you have used to register.
We can store your device details so that we can be sure that it is you when you next log in.
If we do not recognise the device used when logging in, we will ask you to enter a one-time passcode which is sent to the phone number you provided when you registered for your Credit Health Centre account.
If we do not store your device details, then you would need to enter a one-time passcode every time you login.
We would recommend that you do not save your details if you are using a public device for example in an internet café or library.
Step 3: Identifying
For your security Credit Health Centre wants to validate your phone number
We've sent a one-time code to:
Please do not leave the current page
Need another code?
It can take a little while for the code to arrive, please check you have a signal. If you've been waiting more than 5 minutes we can resend it to the number you have used to register.