This site is no longer available
Access to credit reports can be found at https://www.transunionstatreport.co.uk
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Welcome to the Credit Health Centre. Here you can:
Your personalised credit report gives you a detailed breakdown of your credit history held by TransUnion, including your credit score and your financial account history.
You can also dispute anything you think isn’t right with your credit report.
While we can’t predict the future, our credit score simulator allows you to see how changes - like adding a new credit card or increasing your credit limit - could impact your credit score.
The affordability rating compares your monthly income to your monthly credit commitments to give an indication of how affordable your current borrowing might be for you.
The higher the percentage of income you need to meet your credit commitments, the lower your affordability rating will be.
Our affordability rating doesn’t consider your expenditure and outgoings that aren’t related to debt repayment.
It’s indicative only - lenders will run their own affordability assessments to make lending decisions.
We want to help you understand the concept of credit health and what influences it.
You’ll find information on what contributes to both your credit score and affordability rating.
You can also see how your data is used to work out your credit score and affordability rating.
This site is no longer available
Access to credit reports can be found at https://www.transunionstatreport.co.uk